01:07:40
美国 United States
截至1月9日,房地美支持的30年期固定抵押贷款的平均利率升至6.93%,为7月初以来的最高水平。这一增长与借贷成本的上升相一致,因为人们担心通货膨胀、即将上任的特朗普政府可能提高关税以及鹰派的美联储。房地美首席经济学家Sam Khater表示:“在新年的第一个完整星期,30年期固定利率抵押贷款仍保持在略低于7%的水平。经济的持续强劲给抵押贷款利率带来了上行压力,再加上高房价,继续影响住房的可负担性。入门级供应不足也是一个问题,特别是对于那些希望成为首次房主的人来说。”。
The average rate on a 30-year fixed mortgage backed by Freddie Mac rose to 6.93% as of January 9th, the highest since early July. This uptick aligns with the rise in borrowing costs amid concerns over inflation, potential tariff increases under the incoming Trump administration, and a hawkish Federal Reserve. “In the first full week of the new year, the 30-year fixed-rate mortgage remained elevated at just under 7 percent. The continued strength of the economy has put upward pressure on mortgage rates, and along with high home prices, continues to impact housing affordability. The lack of entry-level supply also remains an issue, especially for those looking to become first-time homeowners,” said Sam Khater, Freddie Mac’s Chief Economist.