美国大豆 (Soybeans) 加自选

根据抵押贷款银行家协会的数据，截至2024年12月27日的一周，美国30年期固定利率抵押贷款的平均合同利率（766550美元或更低）从上一时期的6.75%上升到6.97%。这是自7月初以来的最高水平，反映了美联储鹰派前景推动的长期国债收益率呈上升趋势。2024年大部分时间的抵押贷款利率低于去年，现在比一年前高出21个基点。

The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($766,550 or less) in the US rose to 6.97% in the week ended December 27, 2024, from 6.75% in the previous period, according to the Mortgage Bankers Association. It was the highest since early July, reflecting the upward trend in long-term Treasury yields driven by the Federal Reserve's hawkish outlook. Mortgage rates, which were lower than last year for much of 2024, are now 21 basis points higher than they were a year ago.

根据抵押贷款银行家协会汇编的数据，在截至12月27日的期间，美国的抵押贷款申请比前一周暴跌12.6%，延续了早些时候10.7%的暴跌。这一下降表明，经季节性调整后，抵押贷款申请量为10个月来的最低水平。这一结果与基准抵押贷款利率接近7%门槛时借贷成本的飙升是一致的，这与联邦公开市场委员会鹰派预测后长期国债收益率的上升是一致的。

Mortgage applications in the US plummeted by 12.6% from the previous week in the period ending December 27th, stretching the 10.7% plunge in earlier period, according to data compiled by the Mortgage Bankers Association. The drop indicated that applications for mortgage volumes were the lowest in 10 months on a seasonally adjusted basis. The result was consistent with a surge in borrowing costs as benchmark mortgage rates approach the 7% threshold, in line with the rise for long-dated Treasury yields following hawkish projections by the FOMC.

DXY升至108.59的25个月高点。在过去的4周里，美元指数上涨了2.04%，在过去的12个月里，它上涨了5.9%。

DXY increased to a 25-month high of 108.59. Over the past 4 weeks, Dollar Index gained 2.04%, and in the last 12 months, it increased 5.9%.

周四，美国股指期货上涨，年初表现积极，投资者希望在2024年的强劲涨幅基础上再接再厉。去年，道琼斯指数上涨了近13%，标准普尔500指数上涨了23.3%，纳斯达克综合指数飙升了28.6%。这些收益主要是由于对人工智能的兴奋和美联储降息的预期。尤其是人工智能股票领涨，表现突出的包括Nvidia（上涨171%）、Palantir Technologies（上涨340%）和Applovin（上涨713%）。然而，由于持续的通胀担忧，美联储在政策宽松方面采取了更为谨慎的立场，市场势头在年底放缓。投资者还面临着高估值水平的逆风，让许多人想知道市场走势的下一个主要催化剂可能是什么。展望未来，交易员正在等待周四的每周失业救济申请数据，以获得有关劳动力市场健康状况的进一步线索。

US stock futures rose on Thursday, starting the year on a positive note as investors looked to build on the strong gains of 2024. Last year, the Dow gained nearly 13%, the S&P 500 climbed 23.3%, and the Nasdaq Composite surged 28.6%. These gains were largely driven by excitement over artificial intelligence and expectations of Federal Reserve interest rate cuts. AI stocks, in particular, led the rally, with notable performers including Nvidia (up 171%), Palantir Technologies (up 340%), and Applovin (up 713%). However, market momentum slowed toward the end of the year as the Fed adopted a more cautious stance on policy easing, amid ongoing inflation concerns. Investors also faced headwinds from high valuation levels, leaving many wondering what the next major catalyst for market movement might be. Looking ahead, traders are awaiting Thursday’s weekly jobless claims data for further clues on the health of the labor market.