周五，澳元跌至0.62美元，达到2022年10月以来的最低水平，因为投资者在经济活动放缓的迹象下提出了对澳大利亚储备银行首次降息的预期。市场现在押注澳大利亚储备银行最早可能在2月开始下调4.35%的现金利率，预计即将到来的会议纪要将提供进一步的见解。与此同时，数据显示，澳大利亚11月私营部门信贷环比增长0.5%，为四个月来最快的月度增长。从外部来看，在美联储周三宣布普遍预期的25个基点的降息后，澳元仍受到强势美元的压力，同时暗示2025年的降息幅度较小。此外，中国央行保持关键贷款利率稳定，没有为澳大利亚最大的贸易伙伴提供新的经济刺激。

The Australian dollar dropped toward $0.62 on Friday, reaching its lowest level since October 2022, as investors brought forward expectations for the first Reserve Bank of Australia rate cut amid signs of slowing economic activity. Markets are now betting that the RBA could begin cutting its 4.35% cash rate as early as February, with the upcoming meeting minutes expected to offer further insights. Meanwhile, data showed private sector credit in Australia rose 0.5% month-on-month in November, marking the fastest monthly growth in four months. Externally, the Aussie remained under pressure from a strong US dollar after the Federal Reserve delivered a widely anticipated 25 basis point rate cut on Wednesday, while signaling fewer rate reductions in 2025. Additionally, China’s central bank held key lending rates steady, offering no new economic stimulus for Australia’s largest trading partner.