2024年11月，瑞典家庭贷款年增长率从上个月向上修正的1.4%上升至1.6%，为2023年5月以来的最高水平。抵押贷款仍占家庭贷款总额的83%，而消费贷款占6%，同比增长6.7%。与此同时，11月份新抵押贷款协议的平均利率为3.41%，平均浮动利率为3.62%。非金融企业贷款年增长率下降1.4%，仍处于负值区间。

The annual growth rate of lending to Swedish households rose to 1.6% in November 2024 from an upwardly revised 1.4% gain in the previous month, marking the highest reading since May 2023. Mortgages still accounted for 83% of the total lending to households, while consumption loans represented 6% and climbed by 6.7% year-on-year. Meanwhile, the average interest rate on new mortgage agreements was 3.41% in November, with the average floating rate at 3.62%. The annual growth rate for lending to non-financial corporations dropped by 1.4%, remaining in negative territory.

2024年11月，瑞典的贸易顺差从去年同期的104亿瑞典克朗收窄至72亿瑞典克朗。出口同比下降4.4%，至1813亿瑞典克朗，对欧盟国家（-2.7%，至1022亿瑞典克朗）和非欧盟国家（-6.6%，至791亿丹麦克朗）的销售额均有所下降。与此同时，进口下降2.9%，至1741亿瑞典克朗，反映出欧盟国家（-2.9%，至1198亿瑞典克朗）和非欧盟国家（-2.9%，至543亿瑞典克朗。经季节性调整后，11月贸易顺差从前一个月的42亿瑞典克朗增至47亿瑞典克朗。2024年1月至11月，贸易顺差达到610亿瑞典克朗，高于去年同期的446亿瑞典克朗。

Sweden’s trade surplus narrowed to SEK 7.2 billion in November 2024 from SEK 10.4 billion in the same month last year. Exports fell 4.4% year-on-year to SEK 181.3 billion, with declines in sales to both EU countries (-2.7% to SEK 102.2 billion) and non-EU countries (-6.6% to SEK 79.1 billion). Meanwhile, imports decreased at a softer 2.9% to SEK 174.1 billion, reflecting lower purchases from both EU (-2.9% to SEK 119.8 billion) and non-EU countries (-2.9% to SEK 54.3 billion). On a seasonally adjusted basis, the trade surplus rose to SEK 4.7 billion in November from SEK 4.2 billion in the previous month. For the January to November 2024 period, the trade surplus reached SEK 61 billion, up from SEK 44.6 billion in the same period last year.

2024年12月，瑞典的商业信心指数升至100.6，为2022年8月以来的最高水平，高于11月修订后的98.6。交易员的情绪改善最为显著（11月为107.2对103.7），其次是服务提供商（98.9对97.3）和制造商（96.5对96.3）。另一方面，建筑商的信心下降（86.3比87.6）。

The business confidence barometer in Sweden rose to 100.6 in December 2024, the highest since August 2022, up from a revised 98.6 in November. Traders saw the most significant improvement in sentiment (107.2 vs 103.7 in November), followed by service providers (98.9 vs. 97.3) and manufacturers (96.5 vs 96.3). On the other hand, confidence among constructors declined (86.3 vs 87.6).

2024年12月，瑞典经济趋势指标稳定在97.5，与上月向上修正的数字持平，表明瑞典经济的情绪略弱于正常水平。尽管如此，这是自2022年8月以来的最高读数，这得益于几乎所有子指标的改善，特别是零售贸易（+4.4点至111点）。此外，建筑和土木工程行业（+1.6点至100.2）、服务业（+1.6%至98.9）和制造业（+0.2点至96.5）的信心指标均有所上升。与此同时，消费者信心指数下降4.9点，至96.7点。

The Economic Tendency Indicator for Sweden held steady at 97.5 in December 2024, unchanged from the previous month’s upwardly revised figure, indicating a slightly weaker-than-normal sentiment in the Swedish economy. Still, this was the highest reading since August 2022, driven by improvements across nearly all sub-indicators, notably for retail trade (+4.4 points to 111). Additionally, confidence indicators for the building & civil engineering industry (+1.6 points to 100.2), service sector (+1.6% to 98.9), and manufacturing industry (+0.2 points to 96.5) went up. Meanwhile, the consumer confidence indicator declined by 4.9 points to 96.7.